The Health Insurance Policy
Defining “Medically Necessary”
Though this is the widely accepted insurance approach to physical therapy, its real-life applications are far more varied. Physical therapy extends far beyond the services that are simply reactive. In fact, some of the most effective and life-changing physical therapy treatment available is preventative.
Preventative Care Explained
By taking a holistic approach to care, a preventative physical therapist helps to maximize overall strength, reduce the risk of injury down the line, and help to reduce the negative side-effects of existing injuries and pains. Unfortunately, preventative physical therapy is hardly ever covered by insurance due to the fact that it usually does not fall under the umbrella of “medically necessary.”